Commercial Lending, Transactions & Workouts

Deily, Mooney & Glastetter continuously assists national and local entrepreneurial clients with a wide variety of commercial transactions. Because we represent clients on both sides of lending and sale transactions, our lawyers can anticipate and resolve concerns before they become problems. If problems do arise with a loan or other commercial agreement, our experience in corporate finance and litigation allows us to provide our clients with a wide range of options and solutions. The following services typify the transactional issues that we address:

Commercial Lending

• Negotiate and document asset-based, term and/or formula-based revolving and term loan facilities.
• Develop and amend commercial and consumer lending forms for nationwide use, including solutions to issues that arise under revised UCC Article 9.
• Represent financing companies in lender liability matters.
• Assist clients with UCC compliance, including loss prevention and implementation of internal controls.

Commercial Transactions

• Negotiate and document sales of assets, stock and commercial real estate.
• Structure sales and other transactional agreements in ways that meet our clients needs and minimize risk, including the preparation of confidentiality agreements, non-compete agreements and shareholder agreements.
• Assist clients with transactional due diligence.

Workouts

• Advise clients on ways to restructure and rehabilitate problem loans, including negotiated settlement, recapitalization and forbearance agreements, and, if other options fail, insolvency proceedings.
• Negotiate and document complex loan restructuring agreements on behalf of lenders and borrowers.
• Renegotiate asset-based, term and/or formula-based loan facilities.
• Help clients obtain new or additional sources of capital, including debt financing and equity investment.